Tell Klovo what you sell and your vibe. It generates a name, logo, colors, and voice — a brand kit ready in minutes, not weeks with a designer.
Brand
Everything you need to run a business, in one app.
Twelve channels, built into Klovo from day one — but you only see each one as you grow into it. Money channels are the layer a website builder can never give you.
Everything you need to run a business, in one app.
Phase 1 — Set up & sell
Get a brand, a shop, and a real account live in one sitting.
Every channel unlocks as you reach it. The terracotta cards are the money layer a website builder can never give you.
A real online shop built around your products, with a sharable link. No code, no template wrestling — just your catalog, live.
Storefront
Answers customers and takes orders on WhatsApp 24/7. Drafts your marketing captions. Acts on your behalf while you're serving the next customer.
AI assistant
A real NUBAN account via a CBN-licensed partner bank — opened in minutes, no branch visit, no personal-account workaround for business money.
Bank account
Collect by card, transfer, and mobile money. Pay suppliers. Every kobo lands straight in your business account, on the ledger, not a spreadsheet.
Payments
Phase 2 — Grow
Bring customers back and get found by new ones, automatically.
Every channel unlocks as you reach it. The terracotta cards are the money layer a website builder can never give you.
Every buyer is saved automatically — no manual entry. Bring anyone back with a re-engage message in one tap.
Customers
Posts and reels for your shop, drafted and ready to publish. Klovo knows what's selling, so it knows what to promote.
Marketing
Show up on Google Maps and 'near me' searches without touching a settings panel. Local customers find you first.
Local discovery
See what's selling, when, and to whom — in plain words, not a dashboard full of charts. Best-seller alerts and a weekly summary.
Insights
Phase 3 — Formalize & fund
Make it official, and let your sales history earn you capital.
Every channel unlocks as you reach it. The terracotta cards are the money layer a website builder can never give you.
Register your business with the Corporate Affairs Commission when you're ready to make it official — guided, step by step.
Registration
Learns your business from day one — your products, your customers, your numbers — and gets sharper the longer you run on Klovo.
Business brain
A loan built on your real sales history, repaid automatically from your account. No paperwork, no collateral chase — just proof you already sell.
Working capital
Get started
See it running your business.
Every channel above is live from day one on Klovo. Start free, grow into the rest.